BUY NOW…PAY LATER

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Affirm is a buy now pay later option that helps customers pay over time for more of what they love!

  • Customers will never owe more than they agree to up front

  • No credit impact to apply

  • Flexible, transparent, and convenient way to pay

  • No fees, no gotchas, no surprises

  • Available on purchases starting at $100

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NO CREDIT NEEDED
Don’t let credit issues stop you from buying what you want. With Koalafi’s high-tech, innovative decisioning there’s a good chance you’ll be instantly approved for financing, even if your credit score is low.

High Approval Rate
80% of our applications are approved. That’s because we don’t work the same way traditional financing companies do. Our data scientists use artificial intelligence to continuously improve our process and provide you with better purchasing options.

Fast and Easy
The Koalafi process is fast and easy with no hidden fees. Just apply in your favorite store, and we’ll get you a decision within minutes so you can make the purchase you need, when you need it.

YOU MUST BE/HAVE:
18 YEARS OLD OR OLDER

CURRENT BANK ACCOUNT AND DEBIT CARD

$1000 MONTHLY INCOME

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ON APPROVED CREDIT - BUY TODAY, PAY OVER TIME 


This credit card also brings you: 
-Revolving line of credit that you can use over and over again 
-Special financing where available 
-Convenient monthly payments to fit your budget 
-Easy-to-use online account management and bill payment options 

This credit card is issued with approved credit by Wells Fargo Bank, N.A. Equal Housing Lender​